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Tip 1: Try to limit your down payment. Some state laws limit the amount of money a contractor can request as a down payment. Contact your state or local consumer agency to find out what the law is in your area.
Tip 2: Dont make the final payment or sign an affidavit of final release until you are satisfied with the work and know that the subcontractors and suppliers have been paid. Lien laws in your state may allow subcontractors and/or suppliers to file a mechanics lien against your home to satisfy their unpaid bills. Contact your local consumer agency for an explanation of lien laws where you live.
Tip 3: If you have a problem with merchandise or services that you charged to a credit card, and you have made a good faith effort to work out the problem with the seller, you have the right to withhold from the card issuer payment for the merchandise or services. You can withhold payment up to the amount of credit outstanding for the purchase, plus any finance or related charges.
Tip 4: Utilize your local household hazardous waste program to dispose of construction waste products and materials, such as empty aerosol paint cans, unused garden and household chemicals, paint stripping residue and rags, leftover paint and thinners, used solvents and paint chips.
Tip 5: During the rainy season, use plastic tarps to cover excavated materials, stockpiles of asphalt, sand and yard clippings and dumpsters. A good cover will prevent wind from blowing contaminants into gutters and rainfall from washing such materials into the storm drain sewer. If possible, schedule grading and excavating projects for dry weather.
Tip 6: Lien Protection: For a large remodeling job that involves several subcontractors and a substantial financial commitment, you should protect yourself from liens against your home if the primary contractor does not pay his or her subcontractors or suppliers. You may do this by adding a release-of-lien clause to the contract or by placing your payments in an escrow account until the work is completed.
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